Auto Insurance

When you purchase a car in Montana, the first thing you'll need to do is to insure it. Montana laws require every driver to carry insurance to protect themselves and others using the road. But aside from knowing this requirement, do you know your options? Understanding the available coverage and how it protects you can help you make an informed decision. At Jackson & Iverson Insurance, our team will happily explain your coverage options.

Liability Insurance

You're legally required to carry liability insurance. It protects you if you're responsible for an accident. This coverage will pay for other people's property damage, lost wages, and medical expenses. If the victim sues you, the policy can also cover the legal fees for your representation.

Comprehensive Coverage

Having this policy allows you to repair or replace your vehicle if it's stolen or damaged by natural disasters. It's also referred to as 'other than collision' as the coverage doesn't extend to accidents involving collisions. If you live in an area with a high risk of theft, you may want to discuss with our agents about adopting this policy.

Collision Coverage

This policy covers collision-related accidents despite the party at fault. This policy will help repair or replace the vehicle, whether you've collided with another car or an object like a tree or fence. It also covers you if you're involved in a single-car accident involving falling or rolling over.

Uninsured and Underinsured Motorist Coverage

If a driver hits you without insurance, or their coverage isn't enough to cover the damage caused, this type of coverage will cover those expenses.

The significant advantage of having auto insurance in Montana is that you don't go on a financial loss if something happens. If you need help deciding which coverage is right, contact Jackson & Iverson Insurance. We have insurance experts on board to help you find the right coverage.